These days most people can’t really afford to hire a lawyer when they really need to. Luckily there are actually quite a few alternative options that you can take depending on your situation. One of the most flexible options is getting a prepaid legal plan, which we’ll talk about later on. Prepaid legal plans can be lifesavers in many situations but they’re far from being for everyone. There are restrictions on what they cover and how they work so sometimes they won’t fit your scenario very well. The purpose of this book is to help you decide whether you need a lawyer, should invest in prepaid legal services or take some other legal route as well as to inform you about exactly how to go about these processes and what they mean. By the final chapter you should have a pretty firm grasp on how to handle your current and future legal situations. Sometimes you know you need a lawyer—you have just been involved in a major traffic accident or your business is being hounded by creditors and you think you may want to file for bankruptcy. Other times you think you may need a lawyer—you want to buy a house, or something you paid a lot of money for is not working properly—but you are not sure whether you need a lawyer or some other type of help.