Algorithms and Ethics: Ensuring Fairness in the Future of Lending

di Danilo Gilmore (Autore)

Kathy Morgan, 2025

This audiobook is narrated by a digital voice. Are you concerned about the fairness and equity of algorithmic lending? This insightful book, Algorithms and Ethics: Ensuring Fairness in the Future of Lending, explores the critical intersection of artificial intelligence, lending practices, and ethical considerations. Discover how algorithms are reshaping credit scoring, the potential for bias and discrimination embedded within these systems, and the disproportionate impact on underserved communities. You'll delve into the sources of algorithmic bias, examining data representation, design flaws, and the perpetuation of inequality through feedback loops. The book analyzes existing regulations, their limitations, and proposed reforms, while also presenting ethical frameworks for responsible algorithm design and deployment. Learn about Explainable AI (XAI) and its importance in promoting transparency, the crucial role of data privacy and security, and the necessity of human oversight in mitigating bias. Explore practical strategies for auditing and monitoring lending systems, promoting financial inclusion, and building public trust. Real-world case studies illuminate the challenges and successes in striving for a fairer financial system. This essential guide offers a path towards more equitable access to credit for all, making it a must-read for anyone involved in or affected by algorithmic lending.

• Autore: Danilo Gilmore
• Durata in (hh:mm:ss): 05:59:44
• Anno edizione: 2025
• Editore: Kathy Morgan
• EAN: 9798347849918

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