Smart Budgeting. Ditch the Debt Traps and Build Real Wealth

di Simon Davidson (Autore)

Indigo Ink Books, 2025

In the grip of skyrocketing energy bills, endless grocery price hikes, and the seductive siren call of "buy now, paylater" apps like Klarna whispering sweet nothings about effortless fashion hauls and gadget grabs, millions ofBrits are one impulse click away from financial quicksand. Sound familiar? You're not alone—over 10 million ofus are tangled in BNPL's invisible web, racking up hidden debts that turn "treat yourself" into "trapped forever." But what if you could flip the script? Smart Budgeting for Brits: Ditch the Debt Traps and Build Real Wealth is your no-nonsense roadmap out of the mess and into mastery. Forget fluffy platitudes—this is gritty, UK-tailored advice forged in the fires of the 2025 cost-of-living crunch, blending Martin's MoneySavingExpert smarts with the raw honesty of real people who've clawed their way to freedom. Dive into the 50/30/20 budget blueprint tweaked for council tax woes and rainy-day rail strikes. Unmask the BNPL beast: why that "interest-free" sofa is a stealth debt bomb, and how to spot (and squash) useless buys before they bankrupt your joy. Then, arm yourself with "sinking funds"—clever pots that let you snag that dream bike or emergency boiler fix without a single overdraft fee. From Manchester millennials slashing takeaway traps to London families turbocharging ISAs, you'll devour stories that hit home harder than a missed mortgage payment. Packed with printable trackers, cheeky worksheets, and insider hacks—like claiming overlooked Universal Credit or side-hustling on Vinted without the burnout—this isn't just a book; it's your financial fairy godmother, minus the pumpkin coach. By the end, you'll wield your wallet like a weapon, turning scarcity into surplus and regret into riches. Ready to say goodbye to Klarna's clutches and hello to a debt-free dawn? Grab this guide, track your first win today, and watch your future unfold—one savvy save at a time. Your bank balance (and sanity) will thank you.

• Autore: Simon Davidson
• Anno edizione: 2025
• Editore: Indigo Ink Books
• Formato: EPUB2 con DRMFREE
• Lingua: Inglese
• Compatibilità: Tutti i dispositivi (eccetto Kindle)
• Layout: Reflowable
• EAN: 9798232207854