You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease

di Dana Miranda (Autore)

Little, Brown & Company, 2025

Track every dollar you spend. Check your account balances once a week. Always pay off your credit card bill in full. Make a budget-and stick to it. These are just a few of the edicts you'll find in virtually every personal finance book. But this kind of rigid, one-size-fits-all advice-usually written for and by wealthy white men (and a few women) with little perspective on the money struggles that many people face-is unrealistic, and only creates stress and shame. As a financial journalist and educator, Dana Miranda is on a mission to liberate readers from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greed-much like diet culture does for food and bodies. In this long-overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account. Full of counterintuitive advice-like how to use debt to support your life goals, how to plan for retirement without a 401K, and how to take advantage of resources that exist to support those left behind by the forces of capitalism-You Don't Need a Budget will empower readers to get money off their mind and live the lives they want.

• Autore: Dana Miranda
• Editore: Little, Brown & Company
• Anno: 2025
• Rilegatura: Hardback
• Pagine: 336 p.
• Dimensioni: 212 x 144 mm
• Peso: 440 gr.
• EAN: 9780316568937

Testo in English