The Algorithmic Cage: FinTech Edition

di Dareios Little (Autore)

VISTAR, 2025

The Algorithmic Cage: FinTech Edition The VISTAR Playbook for Auditable AI in Lending, Crypto, and Market Analytics Your AI lending model is a marvel of efficiency. It's also perpetuating redlining by using zip codes as a proxy for risk. Your new crypto trading bot is brilliant, right up until it learns biased sentiment from a handful of social media accounts and triggers a cascade failure. Welcome to the Algorithmic Cage: the operational black box you built, bought, or inherited, where hidden biases, brittle logic, and regulatory time bombs are scaled at machine speed. While academics publish theories, regulators are sharpening their pencils. NYC Local Law 144, the EU AI Act, and fair lending laws aren't asking for your ethical intentions; they are demanding auditable proof of compliance. "We're working on it" is not a legal defense. The Algorithmic Cage: FinTech Edition is the definitive operational playbook for leaders who must move from abstract ethics to concrete controls. This is not another dense theoretical text. It is a set of field-ready checklists, playbooks, and remediation guides designed for one purpose: to make your AI systems defensible, transparent, and fair. Grounded in the six-phase VISTAR framework (Verify, Identify, Secure, Test, Audit, Remediate), this guide provides: * Step-by-Step Audit Plans: Practical, repeatable processes to find and fix proxy bias in AI lending models. * High-Risk Trading Controls: Robust playbooks for auditing crypto sentiment bots, managing liquidity risk, and validating predictive stock models for overfitting and survivorship bias. * The NYC LL 144 Blueprint: A clear analysis of why the new HR audit laws are a "blind spot" for your entire tech stack—and how to use them as a template for product-side governance. * Human-Centered Governance: The critical, overlooked chapter on managing the human side of governance. Learn to design systems that reduce cognitive load, prevent compliance team burnout, and build psychological safety. This book is for the compliance officers, risk managers, product leads, and engineers who don't have time for theory. It's for those who need to transform compliance from a checkbox exercise into a strategic advantage, building systems that are not just automated, but auditable. (Disclaimer: This publication is intended for educational and informational purposes only. It does not constitute legal, financial, or investment advice. Please consult with qualified professionals to address your specific circumstances.)

• Autore: Dareios Little
• Anno edizione: 2025
• Editore: VISTAR
• Formato: EPUB3 con DRMFREE
• Lingua: Inglese
• Compatibilità: Tutti i dispositivi (eccetto Kindle)
• Layout: Other
• EAN: 9798232701147