Minimalist Budgeting

di Sebastian Thorne (Autore)

Sebastian Thorne, 2025

Are you earning a low income, stuck in debt, or living paycheck to paycheck, feeling constantly stressed about money? Have traditional budgeting methods left you feeling overwhelmed, shamed, or just plain defeated? It's not your fault – the system isn't always built for your reality. "Minimalist Budgeting: A Stress-Free Money Plan for Low-Income Earners Using Psychology and Micro-Saving Techniques" is your compassionate guide to financial peace. Forget complicated spreadsheets, restrictive apps, and endless deprivation. This book offers a revolutionary, simple approach designed for real people with real financial constraints. Inside, you will discover: The Psychology of Spending Less: Understand why you spend even when you know you shouldn't, and learn simple mindset shifts to reduce spending effortlessly, without feeling poor. The Invisible 10%: Master the art of automated micro-savings, hiding money from yourself in a smart way, and gamifying your savings to make it fun, not forced. Minimalist Budgeting 101: Ditch complex apps for a one-page, one-plan method using the empowering "Survive, Smile, Secure" 3-bucket system. Escaping Debt the Calm Way: Learn how to tackle debt without burnout, tracking just three numbers to feel progress and even negotiate with creditors confidently. The Anti-Frustration Lifestyle: Discover how to build joy into your spending plan, reward yourself wisely, and find abundant free pleasures that enrich your life. Sustainable Habits: Develop long-term habits for monthly resets, gracefully handling emergencies, staying motivated, and even slowly growing your income. This book isn't about shaming you for what you don't have; it's about empowering you to work with what you've got. It's about finding freedom, not just frugality. You are not behind – you're just starting a better, calmer, and more effective way to manage your money. Reclaim your financial peace and permission to dream again.

• Autore: Sebastian Thorne
• Anno edizione: 2025
• Editore: Sebastian Thorne
• Formato: EPUB2 con DRMFREE
• Lingua: Inglese
• Compatibilità: Tutti i dispositivi (eccetto Kindle)
• Layout: Reflowable
• EAN: 9798231344987