Reverse Mortgages De-Risked The Plain-English Playbook for Borrowers, Spouses & Heirs

di Emilio Estelhomme (Autore)

Emilio Estelhomme, 2025

Reverse Mortgages, De-Risked (2025): The Plain-English Playbook for Borrowers, Spouses & Heirs Cut through the confusion. Get the right quote. Avoid avoidable costs. Know exactly what to do—before closing, after closing, and if things change. Problem: Reverse mortgages are powerful but complicated. Many books either sell the product, get lost in technicalities, or go out of date the moment HUD changes limits and rules. Buyers complain most about missing post-closing guidance, unclear costs, and weak heir/spouse instructions. (All Reverse Mortgage, Investopedia) Solution: This is the one practical guide that walks you from "Should I?" to "What happens next?" with checklists, scripts, decision trees, and fillable worksheets. You'll find clear, up-to-date examples (with 2025 HECM limits), step-by-step servicing playbooks, and ready-to-send letters for surviving spouses and heirs. (HUD) Inside you'll get: A 5-minute Fit Test so you immediately know if a reverse mortgage belongs on your short list. A simple "apples-to-apples" Quote Comparison worksheet to avoid hidden fees. Three worked cost projections so you can see equity outcomes over 2, 5, and 10 years. A full Servicing Playbook: annual calendars, draw rules, and how to avoid foreclosures caused by taxes/insurance lapses. Heir & Surviving Spouse step-by-step guides, plus letter templates they can use today. A fraud & scam playbook with red-flag checklists and exact reporting steps. 50-state quick notes. Who this helps: homeowners 62+, their adult children, spouses, and financial advisors who need a concise, operational manual—not marketing copy or stodgy academic theory. A note on accuracy: This book cites HUD and official sources and includes a QR link for periodic updates so readers always find current limits and key rule changes. (Educational only; not legal or tax advice.) Read it if you want a practical plan—not vague warnings—and a set of tools you can use the day you close.

• Autore: Emilio Estelhomme
• Anno edizione: 2025
• Editore: Emilio Estelhomme
• Formato: EPUB2 con DRMFREE
• Compatibilità: Tutti i dispositivi (eccetto Kindle)
• Layout: Reflowable
• EAN: 9798232780524

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