The Science of Money: How Technology Shapes Personal Finance

Money isn't what it used to be. In The Science of Money, technologist and behavioral economist Sreekumar V T unveils the invisible revolution transforming your wallet, your bank account, and your financial future. This isn't just another personal finance book—it's a backstage pass to the digital reinvention of wealth, where algorithms manage investments better than Wall Street brokers, blockchain rewrites the rules of trust, and your smartphone holds more financial power than a 1980s stock exchange. You'll Discover: · Why your spending data is now more valuable than cash · How AI is quietly negotiating your bills and optimizing your taxes · The truth about cryptocurrencies beyond the hype cycles · What "programmable money" means for your paycheck · Why traditional banks are becoming obsolete—and what's replacing them · How to profit from fintech without falling for digital scams Blending cutting-edge research with street-smart analysis, this book decodes: ? The Psychology behind addictive financial apps ? The Technology powering invisible money ecosystems ? The Strategies that help real people thrive in the digital economy Perfect For: · Tech enthusiasts curious about Bitcoin and blockchain · Professionals navigating the gig economy and digital payments · Parents preparing kids for a cashless future · Skeptics who want fintech benefits without the risks Praise for The Science of Money: "Finally—a book that explains NFTs without making me feel stupid, and compound interest without making me fall asleep." — Priya M., startup founder "Changed how I view every financial decision in our AI-driven world." — Dr. Anil K., behavioral economist About the Author: Sreekumar V T has spent 15 years at the intersection of finance and technology, from building payment systems for rural India to advising central banks on digital currencies. His unique perspective comes from seeing both Silicon Valley's optimism and Wall Street's skepticism firsthand.